Overview
    • Earn 0.95% AER AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will contain an AER you will be able to compare more easily what return you can expect from your savings over time. / 0.95% Gross :
      • When you make monthly deposits; and
      • You make no withdrawals during the year
       
    • Minimum monthly deposit: £500. Maximum monthly deposit: £2,500
    • Interest is paid monthly
    • Instant access via 24/7 Internet Banking
    • If you make a withdrawal of any amount from your account, you will not earn any interest on the whole balance of your account for that month.
    • Available in Sterling only
    • After 12 months the account converts to the International Instant Access Saver with a rate of 0.20% AER/Gross Variable. Interest paid monthly.
    • The Account does not require you to make a minimum initial deposit but you may, if you wish, make a sterling deposit of up to £2,500 into your Account within twenty (20) Working Days of your Account being opened.
Eligibility
  • You're eligible if:

    • You are aged 18 or over.
    • You can deposit a minimum of £500 in the account per month.
    • You have an annual income of £50,000 or have £25,000 to deposit with Lloyds Bank international banking services
    • Depending on legislation and regulations of the country you live in, we may not be able to offer you this account.
    • This account is not available to residents of the Channel Islands and the Isle of Man

    Check eligibility 

Interest rates Charges & fees
  • Sending funds
    International Moneymover Service*Free:
    • Through Currency Internet Banking
    • Through International PhoneBank, in branch, or in writing
    • To your other accounts held with Lloyds Banking Group
     
     
    Correspondent Bank Fee*Zone 1 (USA, Canada and Europe)£12
    Zone 2 (Rest of the world)£20
    (Note: For the purposes of the Correspondent Bank Fee, Europe is defined as all EEA countries plus Jersey, Guernsey, Isle of Man, Monaco, San Marino and Switzerland)
    International drafts£15 (plus registration fee if posted) 
    Electronic Funds Transfer
    (CHAPS payments within the British Isles)
    £30  
    Recalling a payment £20 per payment

    We cannot guarantee the cancellation as funds may already have been paid to the beneficiary.

    You could receive less than the original amount of the payment, due to adverse exchange rate movements
     

    * When making an International Payment there are two charging methods:

    Split Charges: Recipient and Correspondent banks abroad may charge a fee for receiving payments which will be paid by the recipient if you choose to share charges.

    Pay all Charges: A Correspondent Bank Fee will be payable for international payments where you choose to pay the charges for the recipient, if you are permitted to do so based upon the destination of the payment and the type of account that you hold. The Correspondent Bank Fee replaces all Correspondent bank charges. The recipient bank may still charge its customer a fee but we cannot provide information about such a fee. The amount of the Correspondent Bank Fee depends on the location of the recipient bank.

    Receiving funds

    Electronic Bank Transfer from another financial institutionFree
    Cheque CollectionsCheques up to £100: £5

    Cheques of £100 and above:
    25p per £100 (min £15, max £80 per cheque)
    Cheque negotiation to Sterling account
    The correspondent bank may impose an additional charge based on the value of the cheque.
    Cheques of £100 and above:
    25p per £100 (min £8, max £80 per cheque)

    Cheques in a foreign currency drawn in a different country (e.g. US Dollars drawn in France, but not UK):
    25p per £100
    (min £10, max £80 per cheque)
    Cheque negotiation to currency account
    The correspondent bank may impose an additional charge based on the value of the cheque.
    Cheques in the same currency as the account: £2 per cheque

    Cheques requiring currency conversion: £4 per cheque

    Other standard services

    Supplying copies of previous bank statements £5 per request
    An administration charge may be made for excessive requests.
    Courier for debit cards£15 for the first card, £30 at renewal

Terms & conditions FAQ
  • Need help?

    Call us on:

    +44 (0)1539 879740

    Mon-Fri 8am-6pm and Sat. 9.30am-1.30pm UK time
    Or contact your Relationship Manager
    Calls may be monitored/recorded

  •  

    Contact Us

    Call:

    +44 (0)1539 879740

    Mon-Fri 8am-6pm and Saturday 9.30am-1.30pm UK time.
    Calls may be monitored and recorded in case we need to check we have carried out your instructions correctly and to help us improve our quality of service. Call costs may vary depending on your service provider.

Lloyds Bank International Limited, a Jersey registered and regulated bank, is a subsidiary of Lloyds Bank Corporate Markets plc, a UK Non-ring-fenced Bank. Both companies are part of Lloyds Banking Group plc and are independent from Lloyds Bank plc which is Lloyds Banking Group’s ring-fenced, UK regulated retail and commercial bank. For more information on ring-fencing visit international.lloydsbank.com/ringfencing

Our International services are offered by Lloyds Bank International Limited, Lloyds Bank (International Services) Limited & Lloyds Investment Fund Managers Limited. See company Information. Whilst our services will be available to many customers, there are countries where, due to legal or regulatory restraints, we cannot provide them.

Rules and regulations made under the UK Financial Services and Markets Act 2000 for the protection of depositors and investors, including the Financial Services Compensation Scheme, do not apply to the financial services business of companies within the Lloyds Banking Group carried out from offices outside of the United Kingdom.

Lloyds Bank International Limited. Registered office and principal place of business: 11-12 Esplanade, St Helier, Jersey, JE2 3QA. Lloyds Bank International Limited is incorporated in Jersey, No. 4029 and is regulated by the Jersey Financial Services Commission to carry on deposit-taking business under the Banking Business (Jersey) Law 1991 and investment and general insurance mediation business under the Financial Services (Jersey) Law 1998. Lloyds Bank International Limited subscribes to the Jersey Code of Practice for Consumer Lending and has also notified the Jersey Financial Services Commission that it carries on money service business.

Lloyds Bank (International Services) Limited. Registered office and principal place of business: 11-12 Esplanade, St Helier, Jersey, JE2 3QA. Lloyds Bank (International Services) Limited is incorporated in Jersey and is regulated by the Jersey Financial Services Commission to carry on deposit taking business under the Banking Business (Jersey) Law 1991. Lloyds Bank (International Services) Limited has also notified the Jersey Financial Services Commission that it carries on money services business.

The paid up capital and reserves of Lloyds Bank International Limited was £986m as at 31st December 2017. Lloyds Bank International Limited and Lloyds Bank (International Services) Limited are participants in the Jersey Bank Depositors Compensation Scheme. The Scheme offers protection for eligible deposits of up to £50,000. Eligible deposits are deposits held by private individuals and charities. Depositor protection does not extend to corporations, small to medium sized enterprises, partnerships and trusts. The maximum total amount of compensation is capped at £100,000,000 in any 5 year period. Full details of the Scheme and banking groups covered are available on the States of Jersey website www.gov.je/dcs or on request.

The Guernsey branch of Lloyds Bank International Limited, principal place of business PO Box 136, Sarnia House, Le Truchot, St Peter Port, Guernsey, GY1 4EN, is licensed by the Guernsey Financial Services Commission to take deposits and to carry on controlled investment business and insurance intermediary business under The Banking Supervision (Bailiwick of Guernsey) Law, 1994, The Protection of Investors (Bailiwick of Guernsey) Law, 1987 (as amended) and The Insurance Managers and Insurance Intermediaries (Bailiwick of Guernsey) Law, 2002 (as amended), respectively, and is also registered with the Guernsey Financial Services Commission as a money service provider.

Lloyds Bank International Limited is a participant in the Guernsey Banking Deposit Compensation Scheme. The Scheme offers protection for 'qualifying deposits' up to £50,000, subject to certain limitations. The maximum total amount of compensation is capped at £100,000,000 in any 5 year period. Full details are available on the Scheme’s website: www.dcs.gg or on request from Telephone: +44 (0) 1481 706359 or Post: P.O. Box 53, 1 Smith Street, St Peter Port, GY1 4BD.

The Isle of Man branch of Lloyds Bank International Limited of PO Box 111, Peveril Buildings, Peveril Square, Douglas, Isle of Man IM99 1JJ is licensed by the Isle of Man Financial Services Authority to conduct deposit-taking and investment business and is also registered as an insurance intermediary in respect of general business.

Lloyds Bank International Limited is a participant in the Isle of Man Depositors’ Compensation Scheme as set out in the Depositors’ Compensation Scheme Regulations 2010.

Lloyds Bank (International Services) Limited. Registered office and principal place of business: 11-12 Esplanade, St Helier, Jersey, JE2 3QA. Lloyds Bank (International Services) Limited is incorporated in Jersey and is regulated by the Jersey Financial Services Commission to carry on deposit taking business under the Banking Business (Jersey) Law 1991. Lloyds Bank (International Services) Limited has also notified the Jersey Financial Services Commission that it carries on money services business.

Please note that, in relation to banking services which we provide, you might not be eligible for compensation under a deposit protection guarantee scheme available in your country of residence. If in doubt, contact your local banking regulator, visit their website or seek independent advice. Lloyds Bank International Limited and Lloyds Bank (International Services) Limited are wholly owned subsidiaries of Lloyds Bank Corporate Markets plc. Lloyds Bank Corporate Markets plc is incorporated in the United Kingdom, is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under number 763256, and is part of the Lloyds Banking Group. Lloyds Bank International Limited and Lloyds Bank (International Services) Limited place funds with Lloyds Bank plc and Lloyds Bank Corporate Markets plc and thus their financial standing is linked to that of the group.

Depositors may wish to form their own view on the financial standing of Lloyds Bank International Limited and Lloyds Bank (International Services) Limited and their parent based upon publicly available information. DownloadLloyds Bank International Limited’s latest annual financial statements.

The paid up capital and reserves of Lloyds Bank International Limited was £986m as at 31st December 2017. Copies of our terms and conditions and latest report and accounts are available upon request from the above registered officeLloyds Investment Fund Managers Limited. Registered office: 11-12 Esplanade, St Helier, Jersey, JE2 3QA. Authorised by the Jersey Financial Services Commission under the Collective Investment Funds (Jersey) Law 1988.

View our information on how to complain.

Legislation or regulations in your home jurisdiction may prohibit you from entering into such a transaction with us. We reserve the right to make final determination on whether you are eligible for any products or services. Residents or Nationals of certain jurisdictions may be subject to exchange controls and should seek independent advice before entering into any transactions with us.

Please note that, in relation to banking services which we provide, you might not be eligible for compensation under a deposit protection guarantee scheme available in your country of residence. If in doubt, contact your local banking regulator, visit their website or seek independent advice.