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  • Investing with us

    You live an international lifestyle so why shouldn't your finances also be global? Managing investments across different currencies and countries can be difficult for those who are inexperienced, but with our in-depth knowledge it can become a reality for you.

    Our advice is based on careful research and has the weight and expertise you would expect from one of the largest UK banking groups. Our financial advisors will take time to understand your personal situation and financial goals. They will help you make the right choices on investments that meet the needs of your lifestyle now and in future.

    A few reasons to choose us:

    • Our international business manages assets around the world. We understand the needs and concerns of international living and can give you financial advice which helps you make the choice that’s right for you.
    • Our professional advisers will guide you through the options available, taking time to make sure you understand them. We prefer to build long-term relationships with our clients, so you can be confident that ongoing services are available from us if needed.
    • Your needs aren't static. As you move through life, you can review your savings and investments with us and adjust them to align with your life plan.

    See how we could help (Investing with us)

  • What do you need help with?

Building & growing your nest egg
  • . Building & growing your nest egg

    Are you thinking about making the most of your earning potential and accumulating wealth? Have you taken your first steps on the property ladder, or are planning to? Are you expecting to make a home in the next few years? If you want to make the most of your life abroad our advisors can explain the options available and help you make appropriate choices.

    • Plan long term benefits from your enhanced salary
    • Build a lump sum towards your future needs
  • Case study

    .   Deborah

    • British expat
    • Married and still in work
    • Aged 45

    Deborah's goals are to:

    • Maximise her earning potential and accumulate wealth
    • Get married in the next couple of years
    • Build and grow her nest egg
  • How we helped

    We discussed Deborah’s short and longer term plans, including her attitude towards risk and reward

    Deborah decided to invest a lump sum of £75K and add further regular amounts of $500 per month

    Deborah took up an investment opportunity which offered strong growth potential and the flexibility to add further amounts from her monthly salary and income from property.

    The stories mentioned here are not real. They show typical circumstances a customer may face where we're able to help.

    The value of investments and the income from them can go down as well as up and you may not get back the amount invested.

Making the most of retirement
  • . Making the most of your retirement

    Are you focused on building lifetime investments or a pension? Are you planning to use your investments for income or capital? If you want to make provision for your retirement, both choices present you with important decisions. Whether you want to build your wealth for retirement or if you are looking to provide an income, our advisors can help you make appropriate choices.

    • Plan towards an improved income in retirement
    • Create an investment portfolio which reflects your Expatriate status and needs both now and in the future
  • Case study

      Harry & Sheila

    • British expats
    • Married and retired
    • Aged 65

    Harry’s goals are to:

    • Sell UK property worth £1m and move with his wife Sheila to their villa in Cape Town
    • Arrange an income for himself and Sheila
    • Provide a generous settlement for his children and grandchildren
  • How we helped

    We met Harry and Sheila in London to discuss their financial planning needs.

    Harry immediately moved his UK-based bank accounts to Lloyds Bank International and opened an International Premier account.

    Harry and Sheila will consider using our Private Banking service, with their finances looked after by one of our dedicated Private Banking and Advice Managers.

    The stories mentioned here are not real. They show typical circumstances a customer may face where we're able to help.

    The value of investments and the income from them can go down as well as up and you may not get back the amount invested.

Planning for life events
  • . Planning for life events

    Do you have a plan for the financial security of your family? Are you thinking about making the most of your accumulated wealth? Are you looking ahead to a wedding or other family gathering? If you want to enjoy all the benefits of your life abroad and make provision for future events our advisors can explain the options available and help you make appropriate choices.

    • Plan long term financial security for you and your family
    • Invest a lump sum to meet your future needs
  • Case study

    .   Steve

    • British expat
    • Married and CEO of a logistics company
    • Aged 52

    Steve's goals are to:

    • Retire to Thailand within 5 years
    • Maximise the potential of his earnings while he is still working
    • Arrange an income for himself and his family in his retirement
  • How we helped

    Steve met one of our Private Banking Advice Managers in Geneva as part of our visiting programme

    Steve decided to invest a lump sum of €350K with regular reviews to make sure he was on track to achieve his goals

    Steve placed €350K into a portfolio which offered strong growth potential and will be reviewed regularly to ensure the ongoing suitability of his investment

    The stories mentioned here are not real. They show typical circumstances a customer may face where we're able to help.

    The value of investments and the income from them can go down as well as up and you may not get back the amount invested.

  • Next steps

  • Arranging an appointment with our Private Banking and Advice Managers has never been easier

    • You can have your meeting by a video call, at a venue arranged by us, in your home, or over the phone
    • Let us know what kind of appointment works best for you and we’ll get in touch to suggest a time
    • Our financial review and recommendations are provided with no obligation

    What happens before your first appointment?

    • We’ll email you a pack that explains our services and includes our guide to investing with confidence
    • We encourage you to take time reading this so that you can make the most of your time with our expert
    • You will need to confirm your identity to us with a passport or ID card

    What happens next?

    • Your first appointment usually lasts for around 20 minutes
    • If you decide our services are right for you we’ll arrange for one of our experts to discuss your finances in more depth
    • This usually takes around an hour and a half of your time. At a further meeting we’ll present our recommendations, which may take around 45 minutes

    Arrange an appointment (Arranging an appointment with our Private Banking and Advice Managers has never been easier)

  • See our international investment solutions

    .

    Lifestyle Portfolios

    Four portfolios designed to meet your changing needs as life and circumstances evolve.

    Find out more (Lifestyle Portfolios)

    .

    International Funds

    Invest in everything from cash to equities and bonds if you’re happy managing your investment yourself.

    Find out more (International Funds)

    .

    Relative Return Strategy Portfolios

    Actively managed portfolios offering a choice of investment profiles

    Find out more (Relative Return Strategy Portfolios)

    .

    Bespoke Discretionary Portfolio Solutions

    Tailored investments solutions for clients with £2,000,000 or currency equivalent to invest.

    Find out more (Bespoke Discretionary Portfolio Solutions)

Lloyds Bank Corporate Markets plc is authorised and regulated in the UK as the non-ring fenced bank of the Lloyds Banking Group. The Jersey, Guernsey and Isle of Man branches of Lloyds Bank Corporate Markets plc are each separately licensed as regulated deposit-takers in their respective jurisdictions. Lloyds Bank Corporate Markets plc is independent from Lloyds Bank plc, which is authorised and regulated in the UK as the ring fenced bank of the Lloyds Banking Group. For more information on ring-fencing visit international.lloydsbank.com/ringfencing/.

Lloyds Bank International Limited and Lloyds Bank (International Services) Limited, both Jersey registered and regulated banks are subsidiaries of Lloyds Bank Corporate Markets plc, a UK Non-ring-fenced Bank. All such companies are part of Lloyds Banking Group plc and are independent from Lloyds Bank plc which is Lloyds Banking Group’s ring-fenced, UK regulated retail and commercial bank. For more information on ring-fencing visit international.lloydsbank.com/ringfencing.

Our International services are offered by Lloyds Bank Corporate Markets plc, Lloyds Bank International Limited, Lloyds Bank (International Services) Limited & Lloyds Investment Fund Managers Limited. See Company Information. Whilst our services will be available to many customers, there are countries where, due to legal or regulatory restraints, we cannot provide them.

Rules and regulations made under the UK Financial Services and Markets Act 2000 for the protection of depositors and investors, including the Financial Services Compensation Scheme, do not apply to the financial services business of companies within the Lloyds Banking Group carried out from offices outside of the United Kingdom.

Lloyds Bank Corporate Markets plc. Registered Office and principal place of business: 25 Gresham Street, London, EC2V 7HN. Registered in England and Wales no. 10399850 with company number 10399850. Lloyds Bank Corporate Markets plc in the UK is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 763256. Authorisation can be checked on the Financial Services Register at www.fca.org.uk.

Services provided by the Jersey, Guernsey and Isle of Man branches of Lloyds Bank Corporate Markets plc will be subject to the regulatory regime applicable in their respective jurisdiction, which will differ in some or all respects from that of the UK. Further information about the regulatory status of the Jersey, Guernsey and Isle of Man branches of Lloyds Bank Corporate Markets plc, is set out below.

The Jersey branch of Lloyds Bank Corporate Markets plc, principal place of business 11-12 Esplanade, St Helier, Jersey JE2 3QA, is regulated by the Jersey Financial Services Commission to carry on deposit-taking business under the Banking Business (Jersey) Law 1991 and general insurance mediation business under the Financial Services (Jersey) Law 1998 and has also notified the Jersey Financial Services Commission that it carries on money service business. Lloyds Bank Corporate Markets plc, Jersey Branch, subscribes to the Jersey Code of Practice for Consumer Lending.

The Guernsey branch of Lloyds Bank Corporate Markets plc, principal place of business PO Box 136, Sarnia House, Le Truchot, St Peter Port, Guernsey, GY1 4EN, is licensed by the Guernsey Financial Services Commission to take deposits and insurance intermediary business under the Banking Supervision (Bailiwick of Guernsey) Law, 1994, and the Insurance Managers and Insurance Intermediaries (Bailiwick of Guernsey) Law, 2002 (as amended), respectively, and is also registered with the Guernsey Financial Services Commission as a money service provider.

The Isle of Man branch of Lloyds Bank Corporate Markets plc, principal place of business PO Box 111, Peveril Buildings, Peveril Square, Douglas, Isle of Man IM99 1JJ, is licensed by the Isle of Man Financial Services Authority to conduct deposit-taking and is also registered as an insurance intermediary in respect of general business.

Lloyds Bank International is a trading name of the Jersey, Guernsey and Isle of Man branches of Lloyds Bank Corporate Markets plc.

The paid up share capital and reserves of Lloyds Bank Corporate Markets plc at 31 December 2019 was £4.3bn. Copies of our terms and conditions are available on request from the above registered office. View the latest report and accounts (PDF, 998kB).

Lloyds Bank Corporate Markets plc, Jersey Branch trading as Lloyds Bank International is a participant in the Jersey Bank Depositors Compensation Scheme. The Scheme offers protection for eligible deposits of up to £50,000. Eligible deposits are deposits held by private individuals and charities. Depositor protection does not extend to corporations, small to medium sized enterprises, partnerships and trusts. The maximum total amount of compensation is capped at £100,000,000 in any 5 year period. Full details of the Scheme and banking groups covered are available on the States of Jersey website www.gov.je/dcs or on request.

Lloyds Bank Corporate Markets plc, Isle of Man Branch trading as Lloyds Bank International is a participant in the Isle of Man Depositors’ Compensation Scheme as set out in the Depositors’ Compensation Scheme Regulations 2010.

Lloyds Bank Corporate Markets plc, Guernsey Branch trading as Lloyds Bank International is a participant in the Guernsey Banking Deposit Compensation Scheme. The Scheme offers protection for 'qualifying deposits' up to £50,000, subject to certain limitations. The maximum total amount of compensation is capped at £100,000,000 in any 5 year period. Full details are available on the Scheme’s website: www.dcs.gg or on request from telephone: +44 (0) 1481 722756 or post: P.O. Box 33, St Peter Port, GY1 4AT.

Deposits are not covered by the Financial Services Compensation Scheme under the Financial Services and Markets Act 2000 in the United Kingdom.

Deposits with the Guernsey branch of Lloyds Bank Corporate Markets plc will not be covered by any equivalent deposit compensation scheme to the Guernsey Banking Deposit Compensation Scheme in any other jurisdiction.

Complaints involving the Isle of Man branch of Lloyds Bank Corporate Markets plc that it cannot settle should be referred to the Financial Services Ombudsman Scheme in the Isle of Man. Complaints involving the Jersey and Guernsey branches of Lloyds Bank Corporate Markets plc that it cannot settle should be referred to the Channel Islands Financial Ombudsman.

Rules and regulations made under the Financial Services and Markets Act 2000 for the protection of investors, including the Financial Services Compensation Scheme, do not apply to the financial services business of companies within the Lloyds Banking Group carried out from offices outside of the United Kingdom.

Lloyds Bank International Limited. Registered office and principal place of business: 11-12 Esplanade, St Helier, Jersey, JE2 3QA. Lloyds Bank International Limited is incorporated in Jersey, No. 4029 and is regulated by the Jersey Financial Services Commission to carry on deposit-taking business under the Banking Business (Jersey) Law 1991 and investment and general insurance mediation business under the Financial Services (Jersey) Law 1998. Lloyds Bank International Limited subscribes to the Jersey Code of Practice for Consumer Lending and has also notified the Jersey Financial Services Commission that it carries on money service business.

Lloyds Bank (International Services) Limited. Registered office and principal place of business: 11-12 Esplanade, St Helier, Jersey, JE2 3QA. Lloyds Bank (International Services) Limited is incorporated in Jersey and is regulated by the Jersey Financial Services Commission to carry on deposit taking business under the Banking Business (Jersey) Law 1991. Lloyds Bank (International Services) Limited has also notified the Jersey Financial Services Commission that it carries on money services business.

Lloyds Bank Corporate Markets plc and Lloyds Bank (International Services) Limited are participants in the Jersey Bank Depositors Compensation Scheme. The Scheme offers protection for eligible deposits of up to £50,000. Eligible deposits are deposits held by private individuals and charities. Depositor protection does not extend to corporations, small to medium sized enterprises, partnerships and trusts. The maximum total amount of compensation is capped at £100,000,000 in any 5 year period. Full details of the Scheme and banking groups covered are available on the States of Jersey website www.gov.je/dcs or on request.

The Guernsey branch of Lloyds Bank International Limited, principal place of business PO Box 136, Sarnia House, Le Truchot, St Peter Port, Guernsey, GY1 4EN, is licensed by the Guernsey Financial Services Commission to take deposits and to carry on controlled investment business and insurance intermediary business under The Banking Supervision (Bailiwick of Guernsey) Law, 1994, The Protection of Investors (Bailiwick of Guernsey) Law, 1987 (as amended) and The Insurance Managers and Insurance Intermediaries (Bailiwick of Guernsey) Law, 2002 (as amended), respectively, and is also registered with the Guernsey Financial Services Commission as a money service provider.

The Isle of Man branch of Lloyds Bank International Limited of PO Box 111, Peveril Buildings, Peveril Square, Douglas, Isle of Man IM99 1JJ is licensed by the Isle of Man Financial Services Authority to conduct deposit-taking and investment business and is also registered as an insurance intermediary in respect of general business.

Please note that, in relation to banking services which we provide, you might not be eligible for compensation under a deposit protection guarantee scheme available in your country of residence. If in doubt, contact your local banking regulator, visit their website or seek independent advice.

Lloyds Bank International Limited and Lloyds Bank (International Services) Limited are wholly owned subsidiaries of Lloyds Bank Corporate Markets plc. Lloyds Bank Corporate Markets plc is incorporated in the United Kingdom, is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under number 763256, and is part of the Lloyds Banking Group. Lloyds Bank International Limited and Lloyds Bank (International Services) Limited place funds with Lloyds Bank plc and Lloyds Bank Corporate Markets plc and thus their financial standing is linked to that of the group.

Depositors may wish to form their own view on the financial standing of Lloyds Bank Corporate Markets plc and Lloyds Bank (International Services) Limited and their respective parent company based upon publicly available information. Lloyds Bank Corporate Markets plc and Lloyds Bank (International Services) Limited's latest annual financial statements are available on our website at http://international.lloydsbank.com/legal-information/.

The paid up capital and reserves of Lloyds Bank International Limited was £81.7m at 31 December 2019. Copies of our terms and conditions are available on request from the above registered office. The latest report and accounts can be downloaded from http://international.lloydsbank.com/legal-information/.

The paid up capital and reserves of Lloyds Bank (International Services) Limited was £35.6m at 31 December 2019. Copies of our terms and conditions are available on request from the above registered office. The latest report and accounts can be downloaded from http://international.lloydsbank.com/legal-information/.

Lloyds Investment Fund Managers Limited. Registered office: 11-12 Esplanade, St Helier, Jersey, JE2 3QA. Authorised by the Jersey Financial Services Commission under the Collective Investment Funds (Jersey) Law 1988.

View our information on how to complain.

Legislation or regulations in your home jurisdiction may prohibit you from entering into such a transaction with us. We reserve the right to make final determination on whether you are eligible for any products or services. Residents or Nationals of certain jurisdictions may be subject to exchange controls and should seek independent advice before entering into any transactions with us.