• International Private Banking

  • International living can be complex, but can also open a world of financial opportunities for you and your family.

    International Private Banking gives you access to a range of wealth management solutions when you hold £250,000 or currency equivalent with us.

  • Your exclusive Private Banking relationship
  • Wealth management solutions
  • Our investment philosophy
  • Becoming a Private Banking customer

Your exclusive Private Banking relationship

  • A service built on trust

    Service

    Earning and maintaining the trust of our clients is central to all we do. Long-term relationships are the basis of our business.

    Our Relationship Managers understand the importance of delivering solutions where they are needed and are familiar with the cultures of our clients. We can also look after families from one generation to the next, and respect their unique histories.

     

     

    A truly personal relationship

    Relationship manager

    When you join, you are introduced to your dedicated Relationship Manager who will:

    • Be your single, consistent point of contact, available via a direct telephone number – no call centres or queues
    • Invest time in understanding you, both financially and personally, to get a clear understanding of your needs
    • Work with you to establish a clear set of priorities
    • Provide you with a full range of services which include:
      • Making payments by telephone or fax
      • Developing investment solutions and strategies to meet your individual needs
      • Access to trusted third parties to explore your tax and estate planning needs
       

    More information

    Managing your wealth internationallyInternational investments

    Remember that the value of investments and income taken from them can go down and be affected by currency fluctuations, so you may get back less than you invest.

Wealth management solutions

  • Wealth structuring

    Wealth structuring

    If you’re looking to protect your wealth, and safeguard your family’s future, now and as your circumstances change, our wealth structuring solutions could help you.

    We work together with experts, such as credit and investment specialists, to reach the best solution to meet your unique objectives. We take into account your needs: privacy, asset protection, changing family circumstances, and retirement or relocation plans.

    Find out more

    Request a call back

     

    Trust and Companies

    Trust companies

    Working in partnership with your lawyer or professional adviser, we can arrange for a trust or corporate structure to be set up. This can help to protect your wealth and provide succession planning as appropriate for your personal needs.

     

     

    Professional investment advice

    Getting advice

    We’ll take time to get to know you, your unique circumstances, needs and goals, and provide you with advice on a whole range of areas including:

    • Managing your finances while you're abroad
    • Investing your portfolio with the aim for a regular income in a different currency
    • Aiming to build up a nest egg that could cope with future uncertainty.
    • Understanding the links you can maintain with your home country

    As your needs evolve we will review your finances to check you’re on track to meet your goals. We can also put you in touch with third party specialists from across our network.

    Find out more

    Investing with usGetting investment advice

    Remember that the value of investments and income taken from them can go down and is also affected by currency fluctuations, so you may get back less than you invest.

    Banking services and credit facilities

    Services and facilities

    You will have access to current accounts, savings, loans and other banking facilities.

    Our credit facility has been designed to provide you with quick access to cash without disturbing your investments.

    • We could offer you access to an amount equal to 20% of your Sterling assets under management with us, up to a maximum of £50,000.
    • The interest rate is 2% above the variable base rate of Lloyds Bank plc and there’s no arrangement fee.
    • Whether we can lend you money, how much we lend, the period and rate available depend on our assessment of your personal circumstances and is at our discretion. We may also require security for any borrowing.
    • Loans are not currently available to customers of Lloyds Bank (Gibraltar) Limited

Our investment philosophy

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    International investment

    • Spreading the risk — our general approach is to diversify your holdings in order to help spread the risk.
    • A truly international focus — our team specialises in US Dollar, Euro and international investments, not just Sterling and the FTSE.
    • An open-minded approach — because no-one has a monopoly on the best investment ideas, we invest in the funds of other Investment Managers as well as our own.
    • Expert Investment Managers — Our Investment Managers are backed by a team of researchers, planners and analysts who are experts in their own right. It's their aim to make your investment a success by carefully monitoring the right asset classes and selecting the best investments for your money.

    More on investments

    International investmentsLifestyle portfolios

    Remember that the value of investments and income taken from them can go down and is also affected by currency fluctuations, so you may get back less than you invest.

Becoming a Private Banking customer

  • Check if our services are suitable for you

    Number 1

    • Private Banking services are designed for customers who are moving country for work or retirement, or who have assets across different countries.
    • Our services are available in many countries but not all and to qualify you’ll need to maintain £250,000 or currency equivalent across our international banking services including savings as well as investments.

    Check eligiblity

    Launch our online tool

    Remember that the value of investments and income taken from them can go down and is also affected by currency fluctuations, so you may get back less than you invest.

    Get in touch

    Number 2

    If you'd like to discuss your needs in more detail, you can give us a call, or request a call back from us at a time that suits you.

    If you are interested in a current or savings account, you can also start by applying online.

    Enjoy the benefits of Private Banking

    Number 3

    • You’ll receive a welcome call from your Relationship Manager as soon as you join, and they’ll become your unique point of contact for all your financial needs.
    • Your Relationship Manager will regularly review your investments to ensure they still meet your needs
    • They will also put you in touch with a network of third party specialists when you need it.

     

     

  • Get started with Private Banking today

  • Eligable - green

    Our services are available in many countries but not all and are also subject to other eligibility criteria.

    Answer a few simple questions to find out if you're eligible.

    Check eligibility
  • International Current Account

    Our Premier International Account is available in £, € and US$ when you have a £50,000 income or deposit £25,000 or currency equivalent.

    A monthly fee applies on balances below £2,500/€2,500/US$3,500.

    Find out more
  • From the UK, call:
    0800 055 6358

    Outside the UK, call:
    +44 (0)1534 845550

    Mon – Fri 9-5pm UK time. Calls may be monitored/recorded.