• Lloyds Bank International Savings Account

    Fixed Term Deposits


    • Know exactly how much you'll earn
    • Available in Sterling and US Dollar
    • Other terms and currencies available when you call us

    Need to know

    • Minimum deposit: £10,000/US$10,000
    • No withdrawal until the end of the term. See Important Information below
    • We will open a servicing account to pay your yearly interest in
    • Accounts are domiciled in the Isle of Man or Gibraltar depending on your country of residence
    • Available in many countries but not all. See eligibility below
  • Sterling
    AccessAt the end of the term
    Term2 years
    Annual interest rate (AER /Gross)0.70% Fixed
    Minimum deposit£10,000
    Maximum deposit£5,000,000
    US Dollar
    AccessAt the end of the term
    Term1 year
    Annual interest rate (AER/Gross)0.75% Fixed
    Minimum depositUS$10,000
    Maximum depositUS$5,000,000
  • Important information:

    • We will open a fee-free servicing account (Money Market Call Account) to allow you to:
      • Make your initial deposit
      • Withdraw your money at the end of the term
    • The interest rates advertised are not fixed until receipt of your deposit and any supporting documentation required to open your Fixed Term Deposit.
    • You can't withdraw your money before the end of the fixed term. We will take your circumstances into account and may make an exception in a special case but there will be a charge and you may potentially lose some of your capital deposited.
    • No additional deposits are allowed
    • At the end of the term your capital and interest will be paid into your servicing account


    • Gross rate: is the contractual rate of interest payable before deduction of income tax at the rate specified by law.
    • AER rate stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.
  • You're eligible if:

    • You are aged 18 or over.
    • You can deposit a minimum of £10,000 / US$10,000 in the account.
    • Depending on legislation and regulations of the country you live in, we may not be able to offer you this account.

    Check eligibility 

Charges & fees
  • There is no fee for opening and holding a Fixed Term Deposit.

Terms & conditions FAQ
  • Need help?

    From the UK, call:

    0800 055 6358

    Outside the UK, call:

    +44 (0) 1624 641 825

    Mon-Fri 8am-6pm and Sat. 9.30am-1.30pm UK time.
    Calls may be monitored/recorded.
    Or contact your Relationship Manager

Our International services are offered by Lloyds Bank International Limited, Lloyds Bank (Gibraltar) Limited & Lloyds Investment Fund Managers Limited. See company Information. Whilst our services will be available to many customers, there are countries where, due to legal or regulatory restraints, we cannot provide them.

Rules and regulations made under the UK Financial Services and Markets Act 2000 for the protection of depositors and investors, including the Financial Services Compensation Scheme, do not apply to the financial services business of companies within the Lloyds Banking Group carried out from offices outside of the United Kingdom.

Lloyds Bank International Limited. Registered office and principal place of business: P.O. Box 160, 25 New Street, St. Helier, Jersey JE4 8RG. Lloyds Bank International Limited is incorporated in Jersey, No. 4029 and is regulated by the Jersey Financial Services Commission to carry on deposit-taking business under the Banking Business (Jersey) Law 1991 and investment and general insurance mediation business under the Financial Services (Jersey) Law 1998. Lloyds Bank International Limited subscribes to the Jersey Code of Practice for Consumer Lending and has also notified the Jersey Financial Services Commission that it carries on money service business.

The Guernsey branch of Lloyds Bank International Limited, principal place of business PO Box 136, Sarnia House, Le Truchot, St Peter Port, Guernsey, GY1 4EN, is licensed by the Guernsey Financial Services Commission to take deposits and to carry on controlled investment business and insurance intermediary business under The Banking Supervision (Bailiwick of Guernsey) Law, 1994, The Protection of Investors (Bailiwick of Guernsey) Law, 1987 (as amended) and The Insurance Managers and Insurance Intermediaries (Bailiwick of Guernsey) Law, 2002 (as amended), respectively, and is also registered with the Guernsey Financial Services Commission as a money service provider.

The Isle of Man branch of Lloyds Bank International Limited of PO Box 111, Peveril Buildings, Peveril Square, Douglas, Isle of Man IM99 1JJ is licensed by the Isle of Man Financial Services Authority to conduct deposit-taking and investment business and is also registered as an insurance intermediary in respect of general business.

Lloyds Bank (Gibraltar) Limited. Registered office and principal place of business: Royal Ocean Plaza, Ocean Village, Gibraltar, GX11 1AA. Registered in Gibraltar, no 99982. Regulated and authorised by the Gibraltar Financial Services Commission for the conduct of banking, investment and insurance mediation business.

Lloyds Bank International Limited and Lloyds Bank (Gibraltar) Limited are wholly owned subsidiaries of Lloyds Bank plc. Lloyds Bank plc is incorporated in the United Kingdom, is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under number 119278, and is part of the Lloyds Banking Group. Lloyds Bank International Limited and Lloyds Bank (Gibraltar) Limited place funds with Lloyds Bank plc and thus their financial standing is linked to that of the group. Depositors may wish to form their own view on the financial standing of Lloyds Bank International Limited and Lloyds Bank (Gibraltar) Limited and their parent based upon publicly available information. Download Lloyds Bank International Limited’s latest annual financial statements. Lloyds Bank (Gibraltar) Limited’s latest annual financial statements are available through Companies’ House in Gibraltar at www.companieshouse.gi

Lloyds Investment Fund Managers Limited. Registered office: PO Box 160, 25 New Street, St Helier, Jersey JE4 8RG. Authorised by the Jersey Financial Services Commission under the Collective Investment Funds (Jersey) Law 1988.