• Investing with us

  • You live an international lifestyle – why shouldn't your assets be equally global? If you reside in a country where we can offer our services we can help you with our investment expertise.

    The value of investments and the income from them can go down as well as up and cannot be guaranteed. Changes in rates of exchange may cause the value of an investment to go up or down. Consequently, on selling investors may not get back the amount they originally invested.

Why invest with us?
  • A few reasons to choose us

    Asset management

    • Our international business manages assets around the world

    Investment advice

    • Our international financial advisers understand the needs and concerns that international life can bring and can give you financial advice which aims to help you make the choice that's right for you

    Tax clarity

    • Premier or Private Banking customers can benefit from a no-obligation appointment with tax specialist Ernst & Young LLP and enjoy discounted fees when they take up their services

    We can help you with...

    Creating a savings & investment plan that suits your lifestyle:

    • Your needs aren't static – as you move through life, you can review your savings and investments with us and adjust them to align with your life plan.

    Keeping control over the investments that you choose:

    • Our advisers will guide you through our range of investment options which includes our own funds and portfolios but also funds from other providers, where appropriate.
    • If you're an experienced investor and are happy making decisions yourself, you can browse our range of funds and structured deposits online.

    Choosing the currencies in which you wish to invest:

    Planning for your and your family's future:

    • Our financial advisers can help you build an investment plan linked to your life's financial goals, for instance paying for university fees, putting together a deposit for a house purchase or saving for retirement.
Our solutions
  • Depending on where you are in life, certain financial decisions will require more attention and planning than others.

    Our advisors will only recommend products that provide solutions specific to your needs and goals.

    Your needs and goals Depending on your location, we can advise you on a range of solutions

    Managing your investments day to day

    • You worry about being financially prepared for future life events, such as a first house or the education of your children.
    • You find managing your investments takes up too much time.
     
    • Discretionary portfolios
    • Investment Funds
    • 3rd Party Investment Funds
     

    Investing for the future

    • You worry that your investments are not in tune with your appetite for risk.
    • You lack the time to regularly review the performance of your investments.
    • You want to make the most out of the tax benefits that living internationally could provide.
    • You feel you're not making the most of investment offers that can help with tax planning.
     
    • Discretionary portfolios
    • Investment Funds
    • 3rd Party Investment Funds
    • Investment Bonds
    • International tax service provided by Ernst & Young LLP for Premier and Private Banking customers
     

    Plan for and after retirement

    • You worry that you're not saving enough for the long term.
    • You want to receive a reliable level of income after you retire.
     
    • Investments which aim to provide a regular income
     

    Passing on your wealth

    • You want to set-up a will that takes your international situation into account.
    • You aren't clear about the impact of inheritance tax on your legacy whilst living abroad.
     
    • International tax service provided by Ernst & Young LLP for Premier and Private Banking customers
    • Will Writing Service
     
Getting advice
  • Our advice is based on careful research and has the weight and expertise you would expect form one of the largest UK banking groups.

    • Our advisors will advise you on a range of in-house investment solutions that are designed to meet the needs of our internationally mobile clients.
    • We also offer a range of third party investments which we will recommend to you if they are more suitable for your situation.

    How we build your investment plan

    1. Determine your current financial position

    Based on the information you provide, your adviser will build an overall picture of your current finances.

    2. Help you identify your current goals

    As they get to know you and your objectives, your adviser will help you to define clear financial goals.

    3. Identify any financial issues

    Your adviser will identify any gaps in your current financial plans that might prevent you from realising your financial goals.

    4. Evaluate alternatives and prepare your financial plan

    Before making any recommendations, your adviser will look at the various options which may be suitable.

    5. Create and implement your financial plan

    Your adviser will talk through your personal plan with you and, with your approval, start to put it into action.

    6. Review and revise your financial plan whenever you wish to do so

    When your life circumstances change, simply contact your financial adviser. They will re-assess your situation and suggest new investment solutions to aim to help you meet your new goals.

Request an appointment
  • If you would like to discuss your investment needs in more detail, we can arrange a call with one of our financial advisers.

    • There are no fees for the provision of a financial recommendation and there is no obligation to take up any products or services.
    • The appointment should take about 1 hour and can be scheduled at a time that suits you.
    • You don't need to have an existing relationship with us to benefit from it.
  • Help with Investments

  •  

    Contact Us

    From the UK, call:

    0800 055 6358

    Outside the UK, call:

    +44 (0) 1624 641 825

    Mon-Fri 8am-6pm and Saturday 9.30am-1.30pm UK time.
    Calls may be monitored and recorded in case we need to check we have carried out your instructions correctly and to help us improve our quality of service. Call costs may vary depending on your service provider.

  •  

    Check you're eligible

    Our services are available in many countries but not all and are also subject to other eligibility criteria.

    Answer a few simple questions to find out if you're eligible.

    Check you're eligible (Check you're eligible)

Our International services are offered by Lloyds Bank International Limited, Lloyds Bank (Gibraltar) Limited & Lloyds Investment Fund Managers Limited. See company Information. Whilst our services will be available to many customers, there are countries where, due to legal or regulatory restraints, we cannot provide them.

Rules and regulations made under the UK Financial Services and Markets Act 2000 for the protection of depositors and investors, including the Financial Services Compensation Scheme, do not apply to the financial services business of companies within the Lloyds Banking Group carried out from offices outside of the United Kingdom.

Lloyds Bank International Limited. Registered office and principal place of business: P.O. Box 160, 25 New Street, St. Helier, Jersey JE4 8RG. Lloyds Bank International Limited is incorporated in Jersey, No. 4029 and is regulated by the Jersey Financial Services Commission to carry on deposit-taking business under the Banking Business (Jersey) Law 1991 and investment and general insurance mediation business under the Financial Services (Jersey) Law 1998. Lloyds Bank International Limited subscribes to the Jersey Code of Practice for Consumer Lending and has also notified the Jersey Financial Services Commission that it carries on money service business.

The paid up capital and reserves of Lloyds Bank International Limited was £923m as at 31st December 2016.

Lloyds Bank International Limited is a participant in the Jersey Bank Depositors Compensation Scheme. The Scheme offers protection for eligible deposits of up to £50,000. Eligible deposits are deposits held by private individuals and charities. Depositor protection does not extend to corporations, small to medium sized enterprises, partnerships and trusts. The maximum total amount of compensation is capped at £100,000,000 in any 5 year period. Full details of the Scheme and banking groups covered are available on the States of Jersey website www.gov.je/dcs or on request.

The Guernsey branch of Lloyds Bank International Limited, principal place of business PO Box 136, Sarnia House, Le Truchot, St Peter Port, Guernsey, GY1 4EN, is licensed by the Guernsey Financial Services Commission to take deposits and to carry on controlled investment business and insurance intermediary business under The Banking Supervision (Bailiwick of Guernsey) Law, 1994, The Protection of Investors (Bailiwick of Guernsey) Law, 1987 (as amended) and The Insurance Managers and Insurance Intermediaries (Bailiwick of Guernsey) Law, 2002 (as amended), respectively, and is also registered with the Guernsey Financial Services Commission as a money service provider.

Lloyds Bank International Limited is a participant in the Guernsey Banking Deposit Compensation Scheme. The Scheme offers protection for 'qualifying deposits' up to £ 50,000, subject to certain limitations. The maximum total amount of compensation is capped at £ 100,000,000 in any 5 year period. Full details are available on the Scheme’s website: www.dcs.gg or on request from Telephone: +44 (0) 1481 706359 or Post: P.O. Box 53, 1 Smith Street, St Peter Port, GY1 4BD.

The Isle of Man branch of Lloyds Bank International Limited of PO Box 111, Peveril Buildings, Peveril Square, Douglas, Isle of Man IM99 1JJ is licensed by the Isle of Man Financial Services Authority to conduct deposit-taking and investment business and is also registered as an insurance intermediary in respect of general business.

Lloyds Bank International Limited is a participant in the Isle of Man Depositors’ Compensation Scheme as set out in the Depositors’ Compensation Scheme Regulations 2010.

Lloyds Bank (Gibraltar) Limited. Registered office and principal place of business: Royal Ocean Plaza, Ocean Village, Gibraltar, GX11 1AA. Registered in Gibraltar, no 99982. Regulated and authorised by the Gibraltar Financial Services Commission for the conduct of banking, investment and insurance mediation business. Lloyds Bank (Gibraltar) Limited is a participant in the Gibraltar Deposit Guarantee Scheme and a participant in the Gibraltar Investor Compensation Scheme. Details of the schemes are available on request.

Please note that, in relation to banking services which we provide, you might not be eligible for compensation under a deposit protection guarantee scheme available in your country of residence. If in doubt, contact your local banking regulator, visit their website or seek independent advice.

Lloyds Bank International Limited and Lloyds Bank (Gibraltar) Limited are wholly owned subsidiaries of Lloyds Bank plc. Lloyds Bank plc is incorporated in the United Kingdom, is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under number 119278, and is part of the Lloyds Banking Group. Lloyds Bank International Limited and Lloyds Bank (Gibraltar) Limited place funds with Lloyds Bank plc and thus their financial standing is linked to that of the group. Depositors may wish to form their own view on the financial standing of Lloyds Bank International Limited and Lloyds Bank (Gibraltar) Limited and their parent based upon publicly available information. Download Lloyds Bank International Limited’s latest annual financial statements. Lloyds Bank (Gibraltar) Limited’s latest annual financial statements are available through Companies’ House in Gibraltar at www.companieshouse.gi.

Lloyds Investment Fund Managers Limited. Registered office: PO Box 160, 25 New Street, St Helier, Jersey JE4 8RG. Authorised by the Jersey Financial Services Commission under the Collective Investment Funds (Jersey) Law 1988.

View our our information on how to complain.

Legislation or regulations in your home jurisdiction may prohibit you from entering into such a transaction with us. We reserve the right to make final determination on whether you are eligible for any products or services. Residents or Nationals of certain jurisdictions may be subject to exchange controls and should seek independent advice before entering into any transactions with us.

Please note that, in relation to banking services which we provide, you might not be eligible for compensation under a deposit protection guarantee scheme available in your country of residence. If in doubt, contact your local banking regulator, visit their website or seek independent advice.