• Lloyds Bank International Foreign Exchange services (Regular transfers)

    Regular Currency Plan

    Benefits

    • Regular transfers with foreign exchange
    • No commission charges
    • No minimum transfer required
    • No charges for making international payments online or by phone

    Need to know

    • You need to have a current or savings account with us to use this service
    • Recipient and corresponding banks abroad may charge a fee for receiving payments
    • The amount received will vary as the exchange rate fluctuates constantly
    • Penalties may apply, dependent on account withdrawal restrictions
Overview
  • Regular currency plan

    What is a Regular Currency Plan?

    • An efficient way of making regular currency exchange transfers, so you don’t need to worry about calling or making the payment online every time.
    • If you need to make regular transfers at a set period of time, arrange a regular FX payment plan.

    What is it good for?

    • Making overseas mortgage payments
    • Paying a currency salary back to the UK
    • Transfers for living expenses back to the UK
    • Payments to overseas relatives or relatives back in the UK

    How it works

    • You need to have a current or savings account with us to use this service
    • Decide how much you want to exchange, the start and end date for the transfers, and how often they need to be made
    • You can use a Regular Currency Plan for making international payments or internal transfers between your own accounts
    • Penalties may apply, dependent on account withdrawal restrictions. Charges may apply from receiving banks
    • You should be aware of the potential risk of rates changing
Fees & Charges
  • Regular currency plan

    Transfer Charges

    There is no charge for making or receiving international payments. However some recipient and corresponding banks abroad may charge a fee for receiving payments.

    Transfers from your international accounts to your other accounts with Lloyds Banking Group are free of charge.

    Foreign Exchange Charges

    There are no foreign exchange charges for our Regular Currency Plan service.

Exchange rates
  • Exchange rates vary throughout the day so for the latest rates please contact us or contact your Relationship Manager.

    Call us 24/7

    From the UK: 03457 449 900

    From outside the UK: +44 (0) 1539 736 626

    Calls may be monitored/recorded.

Ways to send money
  • Online via Currency Internet Banking

    You can make Spot FX money transfers online via our Currency Internet Banking service. This service is available for the following international accounts:

    • International current account in Euro and US Dollar (current accounts in Sterling are excluded).
    • Savings accounts in all currencies (Bonus Saver and Incentive Saver). Penalties may apply when making currency transfers, depending on account withdrawal restrictions.

    We don’t charge for Spot FX transfers but recipient and corresponding banks may charge a fee for receiving payments.

    Over the phone via 24/7 PhoneBank

    From the UK: 03457 449 900

    From outside the UK:+ 44 (0) 1539 736 626

    In writing

    Send your request in writing to:

    Lloyds Bank International

    PO Box 368

    Douglas

    Isle of Man

    M99 3XU

    For your security we may make additional checks before acting on a particular request and may contact you to confirm your instruction.

    For your security we may make additional checks before acting on a particular request and may contact you to confirm your instruction.

    Register for currency internet banking
  • Need help?

    From the UK, call:

    0800 055 6358

    Outside the UK, call:

    +44 (0) 1624 641 825

    Mon-Fri 8am-6pm and Sat. 9.30am-1.30pm UK time. Calls may be monitored/recorded.
    Or contact your Relationship Manager

Our International services are offered by Lloyds Bank International Limited, Lloyds Bank (Gibraltar) Limited & Lloyds Investment Fund Managers Limited. See company Information. Whilst our services will be available to many customers, there are countries where, due to legal or regulatory restraints, we cannot provide them.

Rules and regulations made under the UK Financial Services and Markets Act 2000 for the protection of depositors and investors, including the Financial Services Compensation Scheme, do not apply to the financial services business of companies within the Lloyds Banking Group carried out from offices outside of the United Kingdom.

Lloyds Bank International Limited. Registered office and principal place of business: P.O. Box 160, 25 New Street, St. Helier, Jersey JE4 8RG. Lloyds Bank International Limited is incorporated in Jersey, No. 4029 and is regulated by the Jersey Financial Services Commission to carry on deposit-taking business under the Banking Business (Jersey) Law 1991 and investment and general insurance mediation business under the Financial Services (Jersey) Law 1998. Lloyds Bank International Limited subscribes to the Jersey Code of Practice for Consumer Lending and has also notified the Jersey Financial Services Commission that it carries on money service business.

The paid up capital and reserves of Lloyds Bank International Limited was £895m as at 31 December 2015.

Lloyds Bank International Limited is a participant in the Jersey Bank Depositors Compensation Scheme. The Scheme offers protection for eligible deposits of up to £50,000. Eligible deposits are deposits held by private individuals and charities. Depositor protection does not extend to corporations, small to medium sized enterprises, partnerships and trusts. The maximum total amount of compensation is capped at £100,000,000 in any 5 year period. Full details of the Scheme and banking groups covered are available on the States of Jersey website www.gov.je/dcs or on request.

The Guernsey branch of Lloyds Bank International Limited, principal place of business PO Box 136, Sarnia House, Le Truchot, St Peter Port, Guernsey, GY1 4EN, is licensed by the Guernsey Financial Services Commission to take deposits and to carry on controlled investment business and insurance intermediary business under The Banking Supervision (Bailiwick of Guernsey) Law, 1994, The Protection of Investors (Bailiwick of Guernsey) Law, 1987 (as amended) and The Insurance Managers and Insurance Intermediaries (Bailiwick of Guernsey) Law, 2002 (as amended), respectively, and is also registered with the Guernsey Financial Services Commission as a money service provider.

Lloyds Bank International Limited is a participant in the Guernsey Banking Deposit Compensation Scheme. The Scheme offers protection for 'qualifying deposits' up to £ 50,000, subject to certain limitations. The maximum total amount of compensation is capped at £ 100,000,000 in any 5 year period. Full details are available on the Scheme’s website: www.dcs.gg or on request from Telephone: +44 (0) 1481 706359 or Post: P.O. Box 53, 1 Smith Street, St Peter Port, GY1 4BD.

The Isle of Man branch of Lloyds Bank International Limited of PO Box 111, Peveril Buildings, Peveril Square, Douglas, Isle of Man IM99 1JJ is licensed by the Isle of Man Financial Services Authority to conduct deposit-taking and investment business and is also registered as an insurance intermediary in respect of general business.

Lloyds Bank International Limited is a participant in the Isle of Man Depositors’ Compensation Scheme as set out in the Depositors’ Compensation Scheme Regulations 2010.

Lloyds Bank (Gibraltar) Limited. Registered office and principal place of business: Royal Ocean Plaza, Ocean Village, Gibraltar, GX11 1AA. Registered in Gibraltar, no 99982. Regulated and authorised by the Gibraltar Financial Services Commission for the conduct of banking, investment and insurance mediation business. Lloyds Bank (Gibraltar) Limited is a participant in the Gibraltar Deposit Guarantee Scheme and a participant in the Gibraltar Investor Compensation Scheme. Details of the schemes are available on request.

Please note that, in relation to banking services which we provide, you might not be eligible for compensation under a deposit protection guarantee scheme available in your country of residence. If in doubt, contact your local banking regulator, visit their website or seek independent advice.

Lloyds Bank International Limited and Lloyds Bank (Gibraltar) Limited are wholly owned subsidiaries of Lloyds Bank plc. Lloyds Bank plc is incorporated in the United Kingdom, is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under number 119278, and is part of the Lloyds Banking Group. Lloyds Bank International Limited and Lloyds Bank (Gibraltar) Limited place funds with Lloyds Bank plc and thus their financial standing is linked to that of the group. Depositors may wish to form their own view on the financial standing of Lloyds Bank International Limited and Lloyds Bank (Gibraltar) Limited and their parent based upon publicly available information. Download Lloyds Bank International Limited’s latest annual financial statements. Lloyds Bank (Gibraltar) Limited’s latest annual financial statements are available through Companies’ House in Gibraltar at www.companieshouse.gi.

Lloyds Investment Fund Managers Limited. Registered office: PO Box 160, 25 New Street, St Helier, Jersey JE4 8RG. Authorised by the Jersey Financial Services Commission under the Collective Investment Funds (Jersey) Law 1988.

View our our information on how to complain.

Legislation or regulations in your home jurisdiction may prohibit you from entering into such a transaction with us. We reserve the right to make final determination on whether you are eligible for any products or services. Residents or Nationals of certain jurisdictions may be subject to exchange controls and should seek independent advice before entering into any transactions with us.

Please note that, in relation to banking services which we provide, you might not be eligible for compensation under a deposit protection guarantee scheme available in your country of residence. If in doubt, contact your local banking regulator, visit their website or seek independent advice.