• Multi currency banking

  • Whatever your international needs, make sure that your money is working hard for you.

    From everyday transactions to large foreign exchange transfers, we can help you with our range of currency accounts and services.

  • Day-to-day banking
  • Foreign Exchange services
  • Saving in other currencies

Day-to-day banking

  • If you're living, working or travelling abroad, you may need to carry out day-to-day banking transactions in multiple currencies.
  • Using your regular account can be inflexible and expensive so finding the right solution for convenience and easy access to your money is key.

  • A few things to consider
    How we can help

    Opening a currency account

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    If you are abroad often, you might want to open a local currency account - but in some countries this might be difficult if you're not a resident or don't speak the local language.

     

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    We can set up international current accounts in Sterling, Euro or US Dollar before you move so you can access your money easily.

    Access to your money

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    Choose an account that is easy to access and manage from anywhere you are – whether for checking balances or making payments. 

     

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    All our accounts offer round the clock access to your money with Internet Banking and 24/7 PhoneBank with English-speaking advisors.

    Withdrawing money

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    Withdrawing money at local ATMs in a currency different to your debit card can incur high currency conversion costs.

     

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    Our international current account offers Visa debit cards in Sterling, Euro and US Dollar so you can avoid currency conversion charges when withdrawing in these currencies.

    Make international payments

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    Transferring money internationally will generally incur charges and be subject to fluctuations in exchange rates.

     

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    We won't charge you for making international transfers and our commission free Foreign Exchange services could help you manage currency fluctuations.

Foreign Exchange services

  • Whether you need to make a one off payment in other currencies or regular transfers, our Foreign Exchange services can help you keep costs down when you bank with us.
  • A few things to consider
    How we can help

    Avoiding charges

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    Transferring money from your local current account can be expensive.

     

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    We won't charge you for making international payments on our international current and savings accounts.

    Planning your outgoings

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    Think about what bills you’ll need to pay - whether it's a mortgage, utility bills, school fees or transferring money to relatives.

     

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    If you need to make regular transfers at a set period of time, we can arrange a regular FX payment plan so you don't have to worry about it. Plus we won't charge you for it.

    Find out more

    Regular currency plans

     

    Large transfers

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    Currency fluctuations can have a substantial impact if you have to make a large Foreign Exchange transfer, such as for buying a property.

     

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    Our Foreign Exchange services could minimise the risks of currency fluctuations: wait for a specific rate before making the transfer or agree a fixed rate in advance for a later payment.

Saving in other currencies

  • If you're receiving money in multiple currencies and want to make it work as hard as possible for you, you'll want to earn a good rate of interest as well as minimise the risk of currency fluctuations on your capital.
  • A few things to consider
    How we can help

    Currency

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    Currency fluctuations can have a significant impact on your savings. That's why choosing the currency you want to save in is important

     

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    By saving in the same currency you earn you can better manage the effect of currency fluctuation. Our international savings account are available in Sterling, Euro and US Dollar.

    Type of return

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    Are you looking to grow your capital or need interest to complement your income? Different accounts pay interest at different times.

     

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    Depending on your goal, we have accounts which pay interest on a monthly or annual basis.

    Length of commitment

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    Consider how long you want your money to remain in a savings account for, and whether you may need to access it in case of an emergency

     

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    We offer instant access accounts as well as fixed term deposits for a period ranging from 6 months to 5 years.

    Make international payments

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    Transferring money internationally will generally incur charges and be subject to fluctuations in exchange rates.

     

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    We won't charge you for making international transfers and our commission free Foreign Exchange services could help you manage currency fluctuations.

  • Get started with multi-currency banking today

  • Eligable - green

    Our services are available in many countries but not all and are also subject to other eligibility criteria.

    Answer a few simple questions to find out if you're eligible.

    Check eligibility
  • Request an appointmentWhether you’ll soon be moving to the UK or you’ve just arrived, we can help you settle in and manage your finances. The London Expat Service can help you hit the ground running. Request an appointment
  • From the UK, call:
    0800 055 6358

    Outside the UK, call:
    +44 (0) 1624 641 825

    Mon-Fri 8am-6pm and Saturday 9.30am-1.30pm UK time.

    Calls may be monitored/recorded.

Our International services are offered by Lloyds Bank International Limited, Lloyds Bank (Gibraltar) Limited & Lloyds Investment Fund Managers Limited. See company Information.

Lloyds Bank International Limited.  Registered office and principal place of business: P.O. Box 160, 25 New Street, St. Helier, Jersey JE4 8RG. Registered in Jersey, number 4029. Regulated by the Jersey Financial Services Commission. We abide by the Jersey Code of Practice for Consumer Lending.

Lloyds Bank (Gibraltar) Limited.  Registered office and principal place of business: Royal Ocean Plaza, Ocean Village, Gibraltar, GX11 1AA. Registered in Gibraltar, no 99982. Regulated and authorised by the Gibraltar Financial Services Commission for the conduct of banking, investment and insurance mediation business.

Lloyds Bank International Limited and Lloyds Bank (Gibraltar) Limited are wholly owned subsidiaries of Lloyds Bank plc. Lloyds Bank plc is incorporated in the United Kingdom, is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under number 119278, and is part of the Lloyds Banking Group. Lloyds Bank International Limited and Lloyds Bank (Gibraltar) Limited place funds with Lloyds Bank plc and thus their financial standing is linked to that of the group. Depositors may wish to form their own view on the financial standing of Lloyds Bank International Limited and Lloyds Bank (Gibraltar) Limited and their parent based upon publicly available information. Download Lloyds Bank International Limited’s latest annual financial statements. Lloyds Bank (Gibraltar) Limited’s latest annual financial statements are available through Companies’ House in Gibraltar at www.companieshouse.gi

Lloyds Investment Fund Managers Limited. Registered office: PO Box 160, 25 New Street, St Helier, Jersey JE4 8RG.  Authorised by the Jersey Financial Services Commission under the Collective Investment Funds (Jersey) Law 1988.