• Money Market Call Account

    Savings accounts available in most major currencies

  • Benefits

    • Save in most major currencies 
    • Instant access to your money via PhoneBank or Internet Banking 
    • Interest paid monthly for Sterling, Euro and US dollar accounts, and half yearly for other currencies 
  • Need to Know:

    • Variable rate based on current interest rates in the money markets
    • Minimum deposit £10,000. Other currencies vary
    • Accounts are domiciled in the Isle of Man or Gibraltar depending on your country of residence
    • Available in many countries but not all. See eligibility below
  • Need help?

    From the UK, call:
    0800 055 6358

    Outside the UK, call:
    +44 (0) 1624 641 825

  • Overview
  • Eligibility
  • Interest rates
  • Charges & fees
  • Terms & conditions
  • FAQ

Overview

    • Instant access savings account
    • Available in most major currencies
    • 24/7 access through Internet Banking and PhoneBank  
    • Variable interest rate
    • Interest paid monthly for Sterling, Euro and US dollar accounts, and half yearly for other currencies
    • Minimum initial deposit £10,000. Other currencies vary
    • Full flexibility – make new deposits into your account at any time
    Apply for this account

     

Eligibility

    • To be eligible you need a gross annual incomeof £50,000 or currency equivalent.  
    • For joint accounts at least one of the applicants needs a gross annual income that amount.
    • Alternatively you can also be eligible if you have £25,000 (or currency equivalent) to deposit (solely or jointly) with Lloyds Bank international banking services within 3 months of opening your account.
    • Depending on legislation and regulations of the country you live in, we may not be able to offer you this account.
    Check eligibility
     
    Apply for this account

Interest rates

    • Interest rates are variable and tiered i.e. the more you deposit, the higher the interest you earn.
    • Interest is paid monthly for Sterling, Euro and US Dollar accounts.
    • For other currencies, interest is paid half yearly.

    To obtain an interest rate offer for the currency you want to save in, please contact us.

    • New customers: +44 (0) 1624 641 825
    • Existing customers: +44 (0) 8705 301 641
    Apply for this account

Charges & fees

    • Sending Funds

      International Moneymover ServiceFree:
      • Through Currency Internet Banking
      • Through International PhoneBank, in branch, or in writing
      • Through Standing Order
      • To your other accounts held with Lloyds Banking Group

      Recipient and Corresponding Banks abroad may charge a fee for receiving payments.

      International drafts£15 (plus registration fee if posted)
      Electronic Funds Transfer
      (CHAPS payments within the British Isles)
      £20 + £5 for confirmation to recipient
      Minimum payment £1,000
      Cash withdrawals and deposits into the US Dollar Account and/or Euro Account 2% on the Sterling equivalent of each currency, minimum £3 per currency and £10 administration fee

      These accounts are not designed to be used for the receipt of notes or coins. If you need this service, please contact your International Banking Team.
      Recalling a payment £20 per payment

      We cannot guarantee the cancellation as funds may already have been paid to the beneficiary.

      You could receive less than the original amount of the payment, due to adverse exchange rate movements
    • Recieving funds

      Electronic Bank Transfer from another financial institutionFree
      Cheque CollectionsCheques up to £100: £5

      Cheques of £100 and above:
      25p per £100 (min £15, max £80 per cheque)
      Cheque negotiation to Sterling account
      The correspondent bank may impose an additional charge based on the value of the cheque.
      Cheques up to £100: £5

      Cheques of £100 and above:
      25p per £100 (min £8, max £80 per cheque)

      Cheques in a foreign currency drawn in a different country (e.g. US Dollars drawn in France, but not UK):
      25p per £100
      (min £10, max £80 per cheque)
      Cheque negotiation to currency account
      The correspondent bank may impose an additional charge based on the value of the cheque.
      Cheques in the same currency as the account: £2 per cheque

      Cheques requiring currency conversion: £4 per cheque
    • Other standard services

      Supplying copies of previous bank statements £5 per request
      An administration charge may be made for excessive requests.
      Courier for debit cards£15 for the first card, £30 at renewal

Terms & conditions

FAQ

    • Is the interest rate variable or fixed?

      The interest rate is variable and depends on the balance you hold: it is tiered.
    • What is a tiered interest rate?

      When the interest rate is tiered, the more you deposit, the more interest you earn up to the maximum deposit allowance.
    • How can I access my money with a Money Market Call Account?

      You can request a transfer to another bank account by telephone or online.
    • How can I pay money in a Money Market Call Account?

      We will provide you with a sort code and account number (IBAN and BIC for transfers from banks outside the UK) to enable you to deposit money.

      You can also pay in cheques but our standard charges will apply.

Our International services are offered by Lloyds Bank International Limited, Lloyds Bank (Gibraltar) Limited & Lloyds Investment Fund Managers Limited. See company Information.

Lloyds Bank International Limited.  Registered office and principal place of business: P.O. Box 160, 25 New Street, St. Helier, Jersey JE4 8RG. Registered in Jersey, number 4029. Regulated by the Jersey Financial Services Commission. We abide by the Jersey Code of Practice for Consumer Lending.

Lloyds Bank (Gibraltar) Limited.  Registered office and principal place of business: Royal Ocean Plaza, Ocean Village, Gibraltar, GX11 1AA. Registered in Gibraltar, no 99982. Regulated and authorised by the Gibraltar Financial Services Commission for the conduct of banking, investment and insurance mediation business.

Lloyds Bank International Limited and Lloyds Bank (Gibraltar) Limited are wholly owned subsidiaries of Lloyds Bank plc. Lloyds Bank plc is incorporated in the United Kingdom, is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under number 119278, and is part of the Lloyds Banking Group. Lloyds Bank International Limited and Lloyds Bank (Gibraltar) Limited place funds with Lloyds Bank plc and thus their financial standing is linked to that of the group. Depositors may wish to form their own view on the financial standing of Lloyds Bank International Limited and Lloyds Bank (Gibraltar) Limited and their parent based upon publicly available information. Download Lloyds Bank International Limited’s latest annual financial statements. Lloyds Bank (Gibraltar) Limited’s latest annual financial statements are available through Companies’ House in Gibraltar at www.companieshouse.gi

Lloyds Investment Fund Managers Limited. Registered office: PO Box 160, 25 New Street, St Helier, Jersey JE4 8RG.  Authorised by the Jersey Financial Services Commission under the Collective Investment Funds (Jersey) Law 1988.