Rocket Fuel
  • Premier international account

    Current account in Euro, US Dollar and Sterling

  • Benefits

    • We can open the account before you move abroad 
    • 24/7 worldwide access to your money 
    • Make international payments and receive money from overseas for free 
    • Access your salary, pay bills or send money back to your family 
  • Need to know

    • A monthly fee of £20/€20/US$30 applies if your balance falls below £2,500/€2,500/US$3,500
    • Recipient and corresponding banks abroad may charge a fee for receiving payments
    • Accounts are domiciled in the Isle of Man or Gibraltar depending on your country of residence
    • Available in many countries but not all. See eligibility below.
    Apply for this account
  • Need help?

    From the UK, call:
    0800 055 6358  

    Outside the UK, call:
    +44 (0) 1624 641 825  

    Mon-Fri 8am-6pm and Sat. 9.30am-1.30pm UK time. Calls may be monitored/recorded.

    Or contact your Relationship Manager

  • Overview
  • Eligibility
  • Interest Rates
  • Charges & Fees
  • Terms & Conditions


  • Our Premier International Account offers:

    • Free international payments:  we won't charge you for sending or receiving international money transfers. However recipient and corresponding banks abroad may charge a fee for receiving payments.
    • Visa debit cards  in all 3 currencies for easy worldwide access to your money
    • No monthly fee  on balances above £2,500/€2,500/US$3,500. Otherwise a monthly fee of £20/€20/US$30 will apply. Only one fee applies for multi-currency accounts.
    • 24/7 Internet Banking  and PhoneBank  

    Apply for this account
    • Worldwide travel insurance for you and your family
      • It covers you and your family whether travelling together or separately
      • The maximum age limit for medical and all other benefits is now 75 years inclusive.
      • Details of the services we provide are included in the welcome pack you will receive but you can also read the terms and conditions  for a summary of benefits and exclusions
      • Due to regulatory requirements it isn't available to US and Canadian residents
      • If you live in the European Economic Area (EEA) you need to apply for a Sterling current account to benefit from it.
      • We only offer products from a single company, underwritten by AXA Insurance plc. We do not provide advice on travel insurance and we will not make comparisons with other similar products including those which you may currently hold. You will need to make your own choice about how to proceed


  • Account eligibility

    • To be eligible you need a gross annual income () of £50,000 or currency equivalent .
    • For joint accounts  at least one of the applicants needs a gross annual income of that amount.
    • Alternatively you can also be eligible if you have £25,000 (or currency equivalent) to deposit  (solely or jointly) with Lloyds Bank international banking services within 3 months of opening your account.
    • Depending on legislation and regulations of the country you live in, we may not be able to offer you this account.  
    Check eligibility

    Travel insurance eligibility

    Due to regulatory requirements:
    • US and Canada residents are not eligible for travel insurance but can still apply for the bank account
    • EEA residents need to apply for a Sterling account to benefit from travel insurance
    Apply for this account

Interest Rates

  • Sterling accounts:  no interest paid

    Euro accounts:
    • 0.05% Gross/AER* on balances of €50,000+
    • 0.10% Gross/AER* on balances of €250,000+
    US Dollar accounts:
    • 0.05% Gross/AER* on balances of US$10,000+

    For Euro and US Dollar accounts, we calculate interest on a daily basis on cleared credit balances. Where interest is payable, it is paid half yearly on 31st May and 30th November. All interest rates are variable and subject to change.

    * Gross rate: the contractual rate of interest payable before deduction of income tax at the rate specified by law.
    * AER rate: AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.

    Apply for this account

Charges & Fees

    • Using your Premier International Account

      • There is no monthly fee if you keep a balance of at least £2,500/€2500/US$3500 in your fee paying account.
      • If your balance falls below these values during the month, then a fee of £20/€20/US$30 is payable in that month.
      • Only one fee applies if you have multiple accounts.
      Account currencyMonthly balance and subscription fee
      SterlingAbove £2,500: Free
      Under £2,500: £20 per month
      US DollarAbove $3,500: Free
      Under $3,500: $30 per month
      EuroAbove €2,500: Free
      Under €2,500: €20 per month
    • Operating your Premier International Account

      Planned and unplanned overdrafts

      Sterling international accounts  (rates correct as of 05/09/2013)

      Planned overdrafts
      (by prior arrangement, Sterling accounts only)
      Up to £200 : no interest charged

      Over £200 : Monthly interest at 1.23% (AER 15.8% )
      Unplanned overdrafts
      Sterling international accounts
      Sterling international accounts monthly Interest at 1.23% (AER 15.8% )
      Monthly fee of £15
      Maximum of one monthly fee charged in a monthly billing period
      Daily fee
      Sterling international account

      When your Unplanned Overdraft balance is:  

      Less than £25 : £6 a day

      £25 - £100 : £15 a day

      More than £100 : £20 a day

      A maximum of ten daily fees will be charged in a monthly billing period.

      Currency accounts

      Unplanned overdrafts on currency accounts  (rates correct 05/09/2013)
      Annual equivalent rate

      EuroUS Dollar

      Rates change in line with base rates (European Central Bank Rate + 5% for Euro accounts and Federal Funds Rate + 5% for US dollar accounts) although they will not change immediately after a base rate change.

      Please contact us  for the latest rates or for further information on Unplanned Overdraft charges for these accounts.

      For more information on overdraft charges on sterling International Accounts, download our Overdrafts Rates and Charges guide .

    • Using your Premier International debit card

      Current Charges and Fees

      Currency of the Premier debit cardFee for issuing the cardCurrency conversion fee*Cash withdrawalsATM limit
      SterlingFREE with international accounts2.99%1.5%
      Min £2
      Max £4.50
      US DollarFREE with international accounts2.99%1.5%$750
      EuroFREE with international accounts2.99%1.5%€750
      • The conversion fee only applies when the transaction is in different currency to that of the card. For example, there is no currency conversion fee when you use a US Dollar Debit Card to draw US Dollars in cash, or to purchase goods and services in the United States.
    • Sending funds

      International Moneymover ServiceFree:
      • Through Currency Internet Banking
      • Through International PhoneBank, in branch, or in writing
      • Through Standing Order
      • To your other accounts held with Lloyds Banking Group

      Recipient and Corresponding Banks abroad may charge a fee for receiving payments.  

      International drafts£15 (plus registration fee if posted)
      Electronic Funds Transfer
      (CHAPS payments within the British Isles)
      £20 + £5 for confirmation to recipient
      Minimum payment £1,000
      Cash withdrawals and deposits into the US Dollar Account and/or Euro Account

      2% on the Sterling equivalent of each currency, minimum £3 per currency and £10 administration fee

      These accounts are not designed to be used for the receipt of notes or coins. If you need this service, please contact your International Banking Team.

      Recalling a payment

      £20 per payment

      We cannot guarantee the cancellation as funds may already have been paid to the beneficiary.

      You could receive less than the original amount of the payment, due to adverse exchange rate movements

    • Receiving funds

      Electronic Bank Transfer from another financial institutionFree
      Cheque Collections

      Cheques up to £100 : £5

      Cheques of £100 and above:
      25p per £100 (min £15, max £80 per cheque)

      Cheque negotiation to Sterling account
      The correspondent bank may impose an additional charge based on the value of the cheque.

      Cheques up to £100 : £5

      Cheques of £100 and above:
      25p per £100 (min £8, max £80 per cheque)

      Cheques in a foreign currency drawn in a different country
      (e.g. US Dollars drawn in France, but not UK):
      25p per £100 (min £10, max £80 per cheque)

      Cheque negotiation to current account
      The correspondent bank may impose an additional charge based on the value of the cheque.

      Cheques in the same currency as the account : £2 per cheque

      Chequesrequiring currency conversion : £4 per cheque

    • Other standard services

      Supplying copies of previous bank statements£5 per request
      An administration charge may be made for excessive requests
      Courier for debit cards£15 for the first card, £30 at renewal

Our International services are offered by Lloyds Bank International Limited, Lloyds Bank (Gibraltar) Limited & Lloyds Investment Fund Managers Limited. See company Information.

Lloyds Bank International Limited.  Registered office and principal place of business: P.O. Box 160, 25 New Street, St. Helier, Jersey JE4 8RG. Registered in Jersey, number 4029. Regulated by the Jersey Financial Services Commission. We abide by the Jersey Code of Practice for Consumer Lending.

Lloyds Bank (Gibraltar) Limited.  Registered office and principal place of business: Royal Ocean Plaza, Ocean Village, Gibraltar, GX11 1AA. Registered in Gibraltar, no 99982. Regulated and authorised by the Gibraltar Financial Services Commission for the conduct of banking, investment and insurance mediation business.

Lloyds Bank International Limited and Lloyds Bank (Gibraltar) Limited are wholly owned subsidiaries of Lloyds Bank plc. Lloyds Bank plc is incorporated in the United Kingdom, is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under number 119278, and is part of the Lloyds Banking Group. Lloyds Bank International Limited and Lloyds Bank (Gibraltar) Limited place funds with Lloyds Bank plc and thus their financial standing is linked to that of the group. Depositors may wish to form their own view on the financial standing of Lloyds Bank International Limited and Lloyds Bank (Gibraltar) Limited and their parent based upon publicly available information. Download Lloyds Bank International Limited’s latest annual financial statements. Lloyds Bank (Gibraltar) Limited’s latest annual financial statements are available through Companies’ House in Gibraltar at

Lloyds Investment Fund Managers Limited. Registered office: PO Box 160, 25 New Street, St Helier, Jersey JE4 8RG.  Authorised by the Jersey Financial Services Commission under the Collective Investment Funds (Jersey) Law 1988.